Patrick McKenzie and Tyler Cowen in conversation.

Here’s a run-on sentence: “Tyler sat down with Patrick to discuss signature fields on the back of credit cards, whether bank tellers or waitstaff are more trustworthy, the gremlins behind spurious credit card declines, how debt collection and maple syrup heists should change your model of the world, Twitter’s continued success as the message bus for government and civil society, crypto vs traditional money transfers, the intended desolation of bank parking lots, why he moved to Japan and how it affected his ambition, why Tether hasn’t collapsed, the internet as a Great Work, how he’s experiencing reverse culture shock after returning to the US, what he’ll learn about next, and more.” learn more

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